Tellers

Overview
Job Zone Two: Some Preparation Needed
Experience

Some previous work-related skill, knowledge, or experience is usually needed. For example, a teller would benefit from experience working directly with the public.

Education

These occupations usually require a high school diploma.

Job Training

Employees in these occupations need anywhere from a few months to one year of working with experienced employees. A recognized apprenticeship program may be associated with these occupations.

Examples

These occupations often involve using your knowledge and skills to help others. Examples include orderlies, counter and rental clerks, customer service representatives, security guards, upholsterers, and tellers.

Receive and pay out money. Keep records of money and negotiable instruments involved in a financial institution's various transactions.

Salary Salary

Salary at 10th Percentile: $24K
Salary at 25th Percentile: $28K
Median Salary: $32K
Salary at 75th Percentile: $37K
Salary at 90th Percentile: $41K

Demand
Career Demand by State Career Demand by State Legend
Core Tasks

Balance currency, coin, and checks in cash drawers at ends of shifts and calculate daily transactions, using computers, calculators, or adding machines.

Cash checks and pay out money after verifying that signatures are correct, that written and numerical amounts agree, and that accounts have sufficient funds.

Monitor bank vaults to ensure cash balances are correct.

Receive checks and cash for deposit, verify amounts, and check accuracy of deposit slips.

Count currency, coins, and checks received, by hand or using currency-counting machine, to prepare them for deposit or shipment to branch banks or the Federal Reserve Bank.

Enter customers' transactions into computers to record transactions and issue computer-generated receipts.

Examine checks for endorsements and to verify other information, such as dates, bank names, identification of the persons receiving payments, and the legality of the documents.

Prepare and verify cashier's checks.

Resolve problems or discrepancies concerning customers' accounts.

Answer telephones and assist customers with their questions.

Process transactions, such as term deposits, retirement savings plan contributions, automated teller transactions, night deposits, and mail deposits.

Count, verify, and post armored car deposits.

Identify transaction mistakes when debits and credits do not balance.

Carry out special services for customers, such as ordering bank cards and checks.

Receive and count daily inventories of cash, drafts, and travelers' checks.

Sort and file deposit slips and checks.

Order a supply of cash to meet daily needs.

Arrange monies received in cash boxes and coin dispensers according to denomination.

Receive mortgage, loan, or public utility bill payments, verifying payment dates and amounts due.

Explain, promote, or sell products or services, such as travelers' checks, savings bonds, money orders, and cashier's checks, using computerized information about customers to tailor recommendations.

Obtain and process information required for the provision of services, such as opening accounts, savings plans, and purchasing bonds.

Compute financial fees, interest, and service charges.

Perform clerical tasks, such as typing, filing, and microfilm photography.

Compose, type, and mail customer statements and other correspondence related to issues such as discrepancies and outstanding unpaid items.

Process and maintain records of customer loans.

Prepare work schedules for staff.

Issue checks to bond owners in settlement of transactions.

Quote unit exchange rates, following daily international rate sheets or computer displays.

Inform customers about foreign currency regulations and compute transaction fees for currency exchanges.

Technology Skills
Technology
Example
Hot Technology
Accounting software
Southern Data Systems TellerPro
Data base user interface and query software
Total Turnkey Solutions E-Vision
Document management software
Hyland Software OnBase
Electronic mail software
Microsoft Outlook
Enterprise resource planning ERP software
Microsoft Dynamics
Internet browser software
Internet browser software
Office suite software
Microsoft Office
Operating system software
Microsoft Windows
Presentation software
Microsoft PowerPoint
Spreadsheet software
Microsoft Excel
Word processing software
Microsoft Word
Tools Used
Tool
Example
Audio and visual presentation and composing equipment
Online video terminals
Computer Equipment and Accessories
Journal printers
Office machines and their supplies and accessories
Currency counters
Photographic or filming or video equipment
Microfilmers
Security surveillance and detection
Teller alarms
Vending machines
Cash advance terminals
Top 10 Knowledge Required
Customer and Personal Service
78%
Importance

Knowledge of principles and processes for providing customer and personal services. This includes customer needs assessment, meeting quality standards for services, and evaluation of customer satisfaction.

English Language
73%
Importance

Knowledge of the structure and content of the English language including the meaning and spelling of words, rules of composition, and grammar.

Mathematics
70%
Importance

Knowledge of arithmetic, algebra, geometry, calculus, statistics, and their applications.

Economics and Accounting
63%
Importance

Knowledge of economic and accounting principles and practices, the financial markets, banking and the analysis and reporting of financial data.

Public Safety and Security
60%
Importance

Knowledge of relevant equipment, policies, procedures, and strategies to promote effective local, state, or national security operations for the protection of people, data, property, and institutions.

Administration and Management
59%
Importance

Knowledge of business and management principles involved in strategic planning, resource allocation, human resources modeling, leadership technique, production methods, and coordination of people and resources.

Clerical
57%
Importance

Knowledge of administrative and clerical procedures and systems such as word processing, managing files and records, stenography and transcription, designing forms, and other office procedures and terminology.

Sales and Marketing
57%
Importance

Knowledge of principles and methods for showing, promoting, and selling products or services. This includes marketing strategy and tactics, product demonstration, sales techniques, and sales control systems.

Computers and Electronics
53%
Importance

Knowledge of circuit boards, processors, chips, electronic equipment, and computer hardware and software, including applications and programming.

Law and Government
49%
Importance

Knowledge of laws, legal codes, court procedures, precedents, government regulations, executive orders, agency rules, and the democratic political process.

Top 10 Skills
Active Listening
70%
Importance

Giving full attention to what other people are saying, taking time to understand the points being made, asking questions as appropriate, and not interrupting at inappropriate times.

Speaking
65%
Importance

Talking to others to convey information effectively.

Critical Thinking
63%
Importance

Using logic and reasoning to identify the strengths and weaknesses of alternative solutions, conclusions or approaches to problems.

Monitoring
63%
Importance

Monitoring/Assessing performance of yourself, other individuals, or organizations to make improvements or take corrective action.

Reading Comprehension
63%
Importance

Understanding written sentences and paragraphs in work related documents.

Service Orientation
63%
Importance

Actively looking for ways to help people.

Social Perceptiveness
63%
Importance

Being aware of others' reactions and understanding why they react as they do.

Mathematics
60%
Importance

Using mathematics to solve problems.

Time Management
60%
Importance

Managing one's own time and the time of others.

Writing
60%
Importance

Communicating effectively in writing as appropriate for the needs of the audience.

Top 10 Abilities
Oral Comprehension
80%
Importance

The ability to listen to and understand information and ideas presented through spoken words and sentences.

Number Facility
78%
Importance

The ability to add, subtract, multiply, or divide quickly and correctly.

Oral Expression
78%
Importance

The ability to communicate information and ideas in speaking so others will understand.

Speech Recognition
78%
Importance

The ability to identify and understand the speech of another person.

Speech Clarity
75%
Importance

The ability to speak clearly so others can understand you.

Information Ordering
73%
Importance

The ability to arrange things or actions in a certain order or pattern according to a specific rule or set of rules (e.g., patterns of numbers, letters, words, pictures, mathematical operations).

Problem Sensitivity
73%
Importance

The ability to tell when something is wrong or is likely to go wrong. It does not involve solving the problem, only recognizing there is a problem.

Near Vision
70%
Importance

The ability to see details at close range (within a few feet of the observer).

Selective Attention
65%
Importance

The ability to concentrate on a task over a period of time without being distracted.

Written Comprehension
65%
Importance

The ability to read and understand information and ideas presented in writing.

Top 10 Work Activities
Performing for or Working Directly with the Public
87%
Importance

Performing for people or dealing directly with the public. This includes serving customers in restaurants and stores, and receiving clients or guests.

Interacting With Computers
86%
Importance

Using computers and computer systems (including hardware and software) to program, write software, set up functions, enter data, or process information.

Communicating with Supervisors, Peers, or Subordinates
84%
Importance

Providing information to supervisors, co-workers, and subordinates by telephone, in written form, e-mail, or in person.

Establishing and Maintaining Interpersonal Relationships
84%
Importance

Developing constructive and cooperative working relationships with others, and maintaining them over time.

Evaluating Information to Determine Compliance with Standards
84%
Importance

Using relevant information and individual judgment to determine whether events or processes comply with laws, regulations, or standards.

Getting Information
82%
Importance

Observing, receiving, and otherwise obtaining information from all relevant sources.

Processing Information
80%
Importance

Compiling, coding, categorizing, calculating, tabulating, auditing, or verifying information or data.

Making Decisions and Solving Problems
79%
Importance

Analyzing information and evaluating results to choose the best solution and solve problems.

Resolving Conflicts and Negotiating with Others
79%
Importance

Handling complaints, settling disputes, and resolving grievances and conflicts, or otherwise negotiating with others.

Updating and Using Relevant Knowledge
78%
Importance

Keeping up-to-date technically and applying new knowledge to your job.

Detailed Work Activities

Calculate financial data.

Verify accuracy of financial or transactional data.

Collect deposits, payments or fees.

Execute sales or other financial transactions.

Prepare cash for deposit or disbursement.

Enter information into databases or software programs.

Respond to customer problems or complaints.

Answer telephones to direct calls or provide information.

Answer customer questions about goods or services.

Order materials, supplies, or equipment.

File documents or records.

Sell products or services.

Obtain personal or financial information about customers or applicants.

Type documents.

Prepare business correspondence.

Issue documentation or identification to customers or employees.

Send information, materials or documentation.

Maintain financial or account records.

Prepare employee work schedules.

Interpret financial information for others.

Calculate costs of goods or services.

Explain regulations, policies, or procedures.

Work Context
Contact With Others

How much does this job require the worker to be in contact with others (face-to-face, by telephone, or otherwise) in order to perform it?

Face-to-Face Discussions

How often do you have to have face-to-face discussions with individuals or teams in this job?

Indoors, Environmentally Controlled

How often does this job require working indoors in environmentally controlled conditions?

Telephone

How often do you have telephone conversations in this job?

Electronic Mail

How often do you use electronic mail in this job?

Importance of Being Exact or Accurate

How important is being very exact or highly accurate in performing this job?

Importance of Repeating Same Tasks

How important is repeating the same physical activities (e.g., key entry) or mental activities (e.g., checking entries in a ledger) over and over, without stopping, to performing this job?

Work With Work Group or Team

How important is it to work with others in a group or team in this job?

Spend Time Using Your Hands to Handle, Control, or Feel Objects, Tools, or Controls

How much does this job require using your hands to handle, control, or feel objects, tools or controls?

Spend Time Making Repetitive Motions

How much does this job require making repetitive motions?

Education
Majors
Major
Finance and Financial Management Services
Interests
Conventional
96%
Importance

Conventional occupations frequently involve following set procedures and routines. These occupations can include working with data and details more than with ideas. Usually there is a clear line of authority to follow.

Enterprising
67%
Importance

Enterprising occupations frequently involve starting up and carrying out projects. These occupations can involve leading people and making many decisions. Sometimes they require risk taking and often deal with business.

Realistic
39%
Importance

Realistic occupations frequently involve work activities that include practical, hands-on problems and solutions. They often deal with plants, animals, and real-world materials like wood, tools, and machinery. Many of the occupations require working outside, and do not involve a lot of paperwork or working closely with others.

Social
29%
Importance

Social occupations frequently involve working with, communicating with, and teaching people. These occupations often involve helping or providing service to others.

Investigative
19%
Importance

Investigative occupations frequently involve working with ideas, and require an extensive amount of thinking. These occupations can involve searching for facts and figuring out problems mentally.

Artistic
15%
Importance

Artistic occupations frequently involve working with forms, designs and patterns. They often require self-expression and the work can be done without following a clear set of rules.

Top 10 Work Styles
Integrity
97%
Importance

Job requires being honest and ethical.

Dependability
92%
Importance

Job requires being reliable, responsible, and dependable, and fulfilling obligations.

Attention to Detail
91%
Importance

Job requires being careful about detail and thorough in completing work tasks.

Self Control
91%
Importance

Job requires maintaining composure, keeping emotions in check, controlling anger, and avoiding aggressive behavior, even in very difficult situations.

Cooperation
87%
Importance

Job requires being pleasant with others on the job and displaying a good-natured, cooperative attitude.

Stress Tolerance
86%
Importance

Job requires accepting criticism and dealing calmly and effectively with high stress situations.

Independence
85%
Importance

Job requires developing one's own ways of doing things, guiding oneself with little or no supervision, and depending on oneself to get things done.

Concern for Others
82%
Importance

Job requires being sensitive to others' needs and feelings and being understanding and helpful on the job.

Achievement/Effort
80%
Importance

Job requires establishing and maintaining personally challenging achievement goals and exerting effort toward mastering tasks.

Adaptability/Flexibility
80%
Importance

Job requires being open to change (positive or negative) and to considerable variety in the workplace.

Work Values
Relationships
86%
Importance

Occupations that satisfy this work value allow employees to provide service to others and work with co-workers in a friendly non-competitive environment. Corresponding needs are Co-workers, Moral Values and Social Service.

Support
72%
Importance

Occupations that satisfy this work value offer supportive management that stands behind employees. Corresponding needs are Company Policies, Supervision: Human Relations and Supervision: Technical.

Independence
53%
Importance

Occupations that satisfy this work value allow employees to work on their own and make decisions. Corresponding needs are Creativity, Responsibility and Autonomy.

Working Conditions
48%
Importance

Occupations that satisfy this work value offer job security and good working conditions. Corresponding needs are Activity, Compensation, Independence, Security, Variety and Working Conditions.

Achievement
43%
Importance

Occupations that satisfy this work value are results oriented and allow employees to use their strongest abilities, giving them a feeling of accomplishment. Corresponding needs are Ability Utilization and Achievement.

Recognition
34%
Importance

Occupations that satisfy this work value offer advancement, potential for leadership, and are often considered prestigious. Corresponding needs are Advancement, Authority, Recognition and Social Status.