New Accounts Clerks

Overview
Job Zone Three: Medium Preparation Needed
Experience

Previous work-related skill, knowledge, or experience is required for these occupations. For example, an electrician must have completed three or four years of apprenticeship or several years of vocational training, and often must have passed a licensing exam, in order to perform the job.

Education

Most occupations in this zone require training in vocational schools, related on-the-job experience, or an associate's degree.

Job Training

Employees in these occupations usually need one or two years of training involving both on-the-job experience and informal training with experienced workers. A recognized apprenticeship program may be associated with these occupations.

Examples

These occupations usually involve using communication and organizational skills to coordinate, supervise, manage, or train others to accomplish goals. Examples include hydroelectric production managers, travel guides, electricians, agricultural technicians, barbers, court reporters, and medical assistants.

Interview persons desiring to open accounts in financial institutions. Explain account services available to prospective customers and assist them in preparing applications.

Salary Salary

Salary at 10th Percentile: $27K
Salary at 25th Percentile: $32K
Median Salary: $37K
Salary at 75th Percentile: $45K
Salary at 90th Percentile: $52K

Demand
Career Demand by State Career Demand by State Legend
Core Tasks

Perform teller duties as required.

Compile information about new accounts, enter account information into computers, and file related forms or other documents.

Process loan applications.

Collect and record customer deposits and fees and issue receipts, using computers.

Answer customers' questions and explain available services, such as deposit accounts, bonds, and securities.

Inform customers of procedures for applying for services, such as ATM cards, direct deposit of checks, and certificates of deposit.

Obtain credit records from reporting agencies.

Interview customers to obtain information needed for opening accounts or renting safe-deposit boxes.

Refer customers to appropriate bank personnel to meet their financial needs.

Execute wire transfers of funds.

Investigate and correct errors upon customers' request, according to customer and bank records.

Issue initial and replacement safe-deposit keys to customers, and admit customers to vaults.

Schedule repairs for locks on safe-deposit boxes.

Perform foreign currency transactions and sell traveler's checks.

Duplicate records for distribution to branch offices.

Technology Skills
Technology
Example
Hot Technology
Accounting software
Accounting software
Customer relationship management CRM software
IPS-Sendero Relationship Profitability Manager Catalyst
Data base user interface and query software
Data entry software
Electronic mail software
IBM Lotus Notes
Enterprise resource planning ERP software
Microsoft Dynamics GP
Financial analysis software
Systems Union Group MIS DecisionWare
Internet browser software
Web browser software
Office suite software
Microsoft Office
Presentation software
Microsoft PowerPoint
Project management software
Microsoft SharePoint
Spreadsheet software
Microsoft Excel
Word processing software
Microsoft Word
Tools Used
Tool
Example
Computer Equipment and Accessories
Personal computers
Office machines and their supplies and accessories
10-key calculators
Top 10 Knowledge Required
Customer and Personal Service
96%
Importance

Knowledge of principles and processes for providing customer and personal services. This includes customer needs assessment, meeting quality standards for services, and evaluation of customer satisfaction.

Sales and Marketing
88%
Importance

Knowledge of principles and methods for showing, promoting, and selling products or services. This includes marketing strategy and tactics, product demonstration, sales techniques, and sales control systems.

Clerical
83%
Importance

Knowledge of administrative and clerical procedures and systems such as word processing, managing files and records, stenography and transcription, designing forms, and other office procedures and terminology.

English Language
80%
Importance

Knowledge of the structure and content of the English language including the meaning and spelling of words, rules of composition, and grammar.

Computers and Electronics
71%
Importance

Knowledge of circuit boards, processors, chips, electronic equipment, and computer hardware and software, including applications and programming.

Mathematics
70%
Importance

Knowledge of arithmetic, algebra, geometry, calculus, statistics, and their applications.

Economics and Accounting
67%
Importance

Knowledge of economic and accounting principles and practices, the financial markets, banking and the analysis and reporting of financial data.

Public Safety and Security
63%
Importance

Knowledge of relevant equipment, policies, procedures, and strategies to promote effective local, state, or national security operations for the protection of people, data, property, and institutions.

Education and Training
62%
Importance

Knowledge of principles and methods for curriculum and training design, teaching and instruction for individuals and groups, and the measurement of training effects.

Administration and Management
60%
Importance

Knowledge of business and management principles involved in strategic planning, resource allocation, human resources modeling, leadership technique, production methods, and coordination of people and resources.

Top 10 Skills
Active Listening
80%
Importance

Giving full attention to what other people are saying, taking time to understand the points being made, asking questions as appropriate, and not interrupting at inappropriate times.

Speaking
80%
Importance

Talking to others to convey information effectively.

Reading Comprehension
70%
Importance

Understanding written sentences and paragraphs in work related documents.

Service Orientation
68%
Importance

Actively looking for ways to help people.

Social Perceptiveness
65%
Importance

Being aware of others' reactions and understanding why they react as they do.

Coordination
63%
Importance

Adjusting actions in relation to others' actions.

Critical Thinking
63%
Importance

Using logic and reasoning to identify the strengths and weaknesses of alternative solutions, conclusions or approaches to problems.

Monitoring
63%
Importance

Monitoring/Assessing performance of yourself, other individuals, or organizations to make improvements or take corrective action.

Judgment and Decision Making
60%
Importance

Considering the relative costs and benefits of potential actions to choose the most appropriate one.

Persuasion
60%
Importance

Persuading others to change their minds or behavior.

Top 10 Abilities
Oral Comprehension
80%
Importance

The ability to listen to and understand information and ideas presented through spoken words and sentences.

Oral Expression
80%
Importance

The ability to communicate information and ideas in speaking so others will understand.

Near Vision
75%
Importance

The ability to see details at close range (within a few feet of the observer).

Written Comprehension
75%
Importance

The ability to read and understand information and ideas presented in writing.

Speech Clarity
73%
Importance

The ability to speak clearly so others can understand you.

Speech Recognition
73%
Importance

The ability to identify and understand the speech of another person.

Deductive Reasoning
65%
Importance

The ability to apply general rules to specific problems to produce answers that make sense.

Inductive Reasoning
63%
Importance

The ability to combine pieces of information to form general rules or conclusions (includes finding a relationship among seemingly unrelated events).

Information Ordering
63%
Importance

The ability to arrange things or actions in a certain order or pattern according to a specific rule or set of rules (e.g., patterns of numbers, letters, words, pictures, mathematical operations).

Problem Sensitivity
63%
Importance

The ability to tell when something is wrong or is likely to go wrong. It does not involve solving the problem, only recognizing there is a problem.

Top 10 Work Activities
Getting Information
88%
Importance

Observing, receiving, and otherwise obtaining information from all relevant sources.

Communicating with Supervisors, Peers, or Subordinates
82%
Importance

Providing information to supervisors, co-workers, and subordinates by telephone, in written form, e-mail, or in person.

Establishing and Maintaining Interpersonal Relationships
82%
Importance

Developing constructive and cooperative working relationships with others, and maintaining them over time.

Evaluating Information to Determine Compliance with Standards
78%
Importance

Using relevant information and individual judgment to determine whether events or processes comply with laws, regulations, or standards.

Making Decisions and Solving Problems
78%
Importance

Analyzing information and evaluating results to choose the best solution and solve problems.

Performing for or Working Directly with the Public
76%
Importance

Performing for people or dealing directly with the public. This includes serving customers in restaurants and stores, and receiving clients or guests.

Interacting With Computers
74%
Importance

Using computers and computer systems (including hardware and software) to program, write software, set up functions, enter data, or process information.

Resolving Conflicts and Negotiating with Others
74%
Importance

Handling complaints, settling disputes, and resolving grievances and conflicts, or otherwise negotiating with others.

Monitor Processes, Materials, or Surroundings
73%
Importance

Monitoring and reviewing information from materials, events, or the environment, to detect or assess problems.

Processing Information
70%
Importance

Compiling, coding, categorizing, calculating, tabulating, auditing, or verifying information or data.

Detailed Work Activities

Compile data or documentation.

Enter information into databases or software programs.

Type documents.

Collect deposits, payments or fees.

Explain regulations, policies, or procedures.

Discuss goods or services information with customers or patrons.

Interview employees, customers, or others to collect information.

Refer customers to appropriate personnel.

Respond to customer problems or complaints.

Execute sales or other financial transactions.

Distribute materials to employees or customers.

Obtain personal or financial information about customers or applicants.

Schedule appointments.

Sell products or services.

Operate office equipment.

Work Context
Telephone

How often do you have telephone conversations in this job?

Contact With Others

How much does this job require the worker to be in contact with others (face-to-face, by telephone, or otherwise) in order to perform it?

Electronic Mail

How often do you use electronic mail in this job?

Face-to-Face Discussions

How often do you have to have face-to-face discussions with individuals or teams in this job?

Indoors, Environmentally Controlled

How often does this job require working indoors in environmentally controlled conditions?

Importance of Repeating Same Tasks

How important is repeating the same physical activities (e.g., key entry) or mental activities (e.g., checking entries in a ledger) over and over, without stopping, to performing this job?

Deal With External Customers

How important is it to work with external customers or the public in this job?

Importance of Being Exact or Accurate

How important is being very exact or highly accurate in performing this job?

Work With Work Group or Team

How important is it to work with others in a group or team in this job?

Frequency of Decision Making

How frequently is the worker required to make decisions that affect other people, the financial resources, and/or the image and reputation of the organization?

Education
Majors
Major
Finance and Financial Management Services
Interests
Conventional
96%
Importance

Conventional occupations frequently involve following set procedures and routines. These occupations can include working with data and details more than with ideas. Usually there is a clear line of authority to follow.

Enterprising
81%
Importance

Enterprising occupations frequently involve starting up and carrying out projects. These occupations can involve leading people and making many decisions. Sometimes they require risk taking and often deal with business.

Social
62%
Importance

Social occupations frequently involve working with, communicating with, and teaching people. These occupations often involve helping or providing service to others.

Realistic
34%
Importance

Realistic occupations frequently involve work activities that include practical, hands-on problems and solutions. They often deal with plants, animals, and real-world materials like wood, tools, and machinery. Many of the occupations require working outside, and do not involve a lot of paperwork or working closely with others.

Investigative
29%
Importance

Investigative occupations frequently involve working with ideas, and require an extensive amount of thinking. These occupations can involve searching for facts and figuring out problems mentally.

Artistic
15%
Importance

Artistic occupations frequently involve working with forms, designs and patterns. They often require self-expression and the work can be done without following a clear set of rules.

Top 10 Work Styles
Integrity
94%
Importance

Job requires being honest and ethical.

Attention to Detail
90%
Importance

Job requires being careful about detail and thorough in completing work tasks.

Cooperation
88%
Importance

Job requires being pleasant with others on the job and displaying a good-natured, cooperative attitude.

Dependability
87%
Importance

Job requires being reliable, responsible, and dependable, and fulfilling obligations.

Adaptability/Flexibility
86%
Importance

Job requires being open to change (positive or negative) and to considerable variety in the workplace.

Initiative
86%
Importance

Job requires a willingness to take on responsibilities and challenges.

Achievement/Effort
85%
Importance

Job requires establishing and maintaining personally challenging achievement goals and exerting effort toward mastering tasks.

Self Control
85%
Importance

Job requires maintaining composure, keeping emotions in check, controlling anger, and avoiding aggressive behavior, even in very difficult situations.

Stress Tolerance
84%
Importance

Job requires accepting criticism and dealing calmly and effectively with high stress situations.

Concern for Others
80%
Importance

Job requires being sensitive to others' needs and feelings and being understanding and helpful on the job.

Work Values
Support
77%
Importance

Occupations that satisfy this work value offer supportive management that stands behind employees. Corresponding needs are Company Policies, Supervision: Human Relations and Supervision: Technical.

Relationships
72%
Importance

Occupations that satisfy this work value allow employees to provide service to others and work with co-workers in a friendly non-competitive environment. Corresponding needs are Co-workers, Moral Values and Social Service.

Independence
58%
Importance

Occupations that satisfy this work value allow employees to work on their own and make decisions. Corresponding needs are Creativity, Responsibility and Autonomy.

Achievement
53%
Importance

Occupations that satisfy this work value are results oriented and allow employees to use their strongest abilities, giving them a feeling of accomplishment. Corresponding needs are Ability Utilization and Achievement.

Working Conditions
50%
Importance

Occupations that satisfy this work value offer job security and good working conditions. Corresponding needs are Activity, Compensation, Independence, Security, Variety and Working Conditions.

Recognition
48%
Importance

Occupations that satisfy this work value offer advancement, potential for leadership, and are often considered prestigious. Corresponding needs are Advancement, Authority, Recognition and Social Status.