The Secure 2.0 Act, enacted as part of the omnibus appropriations bill at the end of 2022, introduces a significant amendment to 529 savings plans, alleviating a major concern for families saving for college.

If you're like most teens, you're probably "money-in money-out" as far as your personal budget is concerned. You may get money from an allowance, a job, or from gifts, but how do you know how to balance your spending with your short, and long term, goals in mind? This introductory guide to budgeting basics aims to set the foundation for you to build a healthy financial future for yourself. Remember - it's never too early to get started!